The Poor should Subsidize the Rich?

camel
Camel traveling down a road paid for by regressive taxes

 

The poor should subsidize the rich sometimes?  I have met very few people who like to pay taxes but they are necessary for the continuation of our society.  We all need roads, police, firemen and other government services whether we want them or not.  Everyone benefits from these types of government services so it seems fair that everyone should pay their fair share of the cost.  Some people benefit more from these types of services than other people and are getting a good deal. This is true of police and fire services which are really just a type of insurance because you are paying for a service you hope you never have to use .  No one wants their house to burn down or be burglarized but there is always a chance it could happen to you so you pay money just in case your number comes up.  There are simply not enough rich people to pay for all necessary government services by themselves so government usage fees (taxes) of less fortunate people became a necessity.  We have gas taxes, toll booths, wheel taxes, car impound retrieval fees, fines for speeding and other methods of generating revenue which place a disproportionate burden on the finances of less fortunate people.

An oversimplified example:  An ultra rich man named Bill Gates gets a $100 ticket for speeding or a poor working mother named Betty with two children and a dead husband gets a $100 ticket for speeding.  Neither person should have been speeding but is it really fair to charge Betty and Bill Gates the same fine (tax).   I would fine people an appropriate percentage of their income instead of an arbitrary fixed dollar value .  Bill Gates would not care if he had to pay some paltry fine so how will he ever learn a lesson from it?  If he had to pay even 4 percent of his income he might wake up and smell the coffee.  Betty should be charged less because monetary fines are a severe drain on her limited resources and she will learn her lesson easily.  Our current system makes it easier for the rich Bill Gates to speed.  Why not take a greater significant percentage of a rich speeders money and use it to fund police and road construction?  This would improve public safety and revenue collection.

Health insurance/treatment is similar in some ways because it is a necessity unless you want to take a chance on dying prematurely.  Few people choose to be ill.  Some people are blessed by God with good health and will never need a doctor’s service or at least not much service.  Other people may have severe illness such as diabetes, cancer, stroke, crohns disease or some other severe disease that is life altering and expensive to treat.  You pay an insurance company but you hope you don’t have to use their services to pay for some dreadful disease.  The insurance company distributes this horrible risk among many people.  The healthy people pay for the really ill people and most healthy people do not really directly benefit except by having emotional security from being insured in case the worst happens.  Health insurance in essence is a transfer of financial wealth from one large group of people to another small group of people who have done nothing to earn the money. Is that a good thing?

An oversimplified example:  Bill Gates gets Crohn’s disease and is insured by XYZ insurance company.  Bill will need about $200,000 per year in treatments over the remainder of his lifetime to keep his bowels operating normally.  Bill’s premium payments amount to $12,000 per year so XYZ insurance company is losing some big time money because Bill has a bad disease.  How should this money be recovered by XYZ?  Obviously they will either raise their rates on their other members or find someway to get rid of Bill from their plan.  It’s not Bill’s fault that he is ultra rich so I don’t believe it is right to eliminate Bill’s treatment and insurance.  Less fortunate people should subsidize Bill Gates in this condition because he paid his money into the system in case this type of thing would happen to him.  A single mom named Betty should be treated just like she was Bill Gates if she had the same condition.

What’s the point?  Some things require us to work together even when we don’t see the direct benefit to us because it’s for the good of our society as a whole. The United States needs some type of insurance plan that includes coverage for all citizens or it just won’t be fair.

 

 

 

 

 

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Should Trump be removed from office using the 25th amendment?

grandfathernose - Edited
My Grandfather

Should Trump be removed from office using the 25th amendment?

Quote from a portion of the Constitution of the United States:

“Section 4. Whenever the Vice President and a majority of either the principal officers of the executive departments or of such other body as Congress may by law provide, transmit to the President pro tempore of the Senate and the Speaker of the House of Representatives their written declaration that the President is unable to discharge the powers and duties of his office, the Vice President shall immediately assume the powers and duties of the office as Acting President……”

President Trump was fairly elected by the laws and people of the United States.  Unfortunately his manners do not seem to have the same smooth political tact as past presidents.  His opponents are trying to use his rough edges to have him declared mentally unfit to be president and remove him. I don’t like his twitter activity because it is petty and demeans the presidency but I do agree with some of his presidential actions such as cleaning up the VA, appointing Mad Dog Mattis Secretary of Defense,  appointing conservative justices and taking military action against terrorism.

Unless President Trump commits an illegal action or is truly unable to discharge the functions of his office he should not be removed from office in my opinion.  The accusation of mental illness is the modern equivalent of leprosy.  The accused person becomes a leper that no one wants to associate with because no one wants the taint of mental illness to rub off on them.  It is an easy slur to throw around by mental health professionals with their own political agenda.  It is even easier for politicians and left wing reporters without any medical experience to smear someone with innuendo of this nature.  It would set a dangerous precedent for future Presidents to remove Trump without clear medical evidence that he has some diagnosis of mental illness severe enough to prevent him from doing his job.

I think Mike Pence would make a better President than Trump but the people of the United States elected Trump.  The liberals should just get over it and hope they can win the next election instead of trying to destroy our representative democracy.  Christians should pray for Trump that God would guide his actions and that he would stop demeaning the office.  Personally I think most politicians are unacceptable candidates to lead our country and the Trump presidency at least provides a little entertainment for me.  I must confess my fault that I enjoy watching liberals explode with their own righteous anger at Trump’s latest escapade.

 

 

 

Why do Republicans want Preexisting Conditions to Exclude People from Health Insurance?

NVE00012
My Grandfather and friends

Preexisting conditions cost a lot of money to treat and insurance companies will be more profitable if people with these conditions can be excluded from getting health insurance.  After all why should healthy people pay for the treatment of people with preexisting conditions?  Wouldn’t it be less expensive if we just let them exhaust all their own personal resources and then die because that will finally solve the problem? Didn’t they really cause their own sickness with their unhealthy lifestyle choices so it’s their own fault anyways?

You can always count on some Republicans for their overwhelming compassion and to help their big donors like the insurance companies.  I know medical treatments cost money and that someone needs to pay that cost but anyone can get an illness that will devastate their personal finances.  Guess what, sometimes it is necessary for an insurance company to pay the big bills because that is why everyone pays them a premium.  No insurance system will be perfect but even people who have been blessed by God with good health are not immune to a sudden illness that can wipe out their personal finances unless they have insurance. What is a fair solution to this expensive  problem?

Most modern first world countries have national health insurance run by the government and that is one solution to the problem that seems to work well for smaller countries.  Unfortunately, the government of the United States is large, bloated, unwieldy and it stinks.  Obamacare is a prime example.  I think that private enterprise insurance companies are still the best choice for the United States but they need to have regulations that force them to be fair to everyone.  The national government needs to regulate insurance companies because this issue crosses state lines.

I think that the following insurance ideas should be made into law.

  1.  Anyone should be able to purchase critical health insurance at a price they can afford including people with preexisting conditions.  Poor people will require a net subsidy in some cases so rich people will need to subsidize them indirectly through taxes.  The alternative would be to let some poor people die and I find that concept unacceptable to me as a Christian.
  2.  Mental health, Vision and Dental care must be included in all basic health plans. People can’t work without these necessities.
  3.  Veterans should have their health care paid for life by the people of the United States.  Veterans have made a sufficient contribution to our society to deserve this service.
  4. Luxury health care items such as noncritical plastic surgery, fat reduction and acupuncture should not be part of the standard health care insurance program but they could still be purchased on a pay basis.
  5. All federal employees including the Congress of the United States and President shall have the same health plan as the people of the United States.
  6. Everyone should have the same limits on the total cost of the critical health care they receive but no one should be allowed to suffer and die if it can be prevented. That includes Republicans, Democrats and people like me that think all political parties are full of crap.
  7. You don’t have to purchase any health insurance you don’t want and you can choose the basic plan you want from any private company.
  8. Anyone who works full time shall be provided with an option for a basic health insurance plan by their employer.  People who can’t work due to disability or can only find part time employment shall be provided a subsidy for basic health insurance on a sliding scale.
  9. Insurance companies can’t charge extra for preexisting conditions.
  10. Health insurance regulations shall not force providers or consumers to do anything against their religion.

 

These ten conceptual regulations combined with free enterprise competition will work to keep prices in check and improve quality of care for everyone.  Let me know what you think and leave a comment for everyone to contemplate.

 

 

 

California Legislature passes several bills helping illegal immigrants | abc7.com

http://abclocal.go.com/kabc/story?section=news/state&id=9248107

Amnesty is the answer to helping illegal immigrants. Republicans claiming to be Christians should try living out the words of Jesus “love others as you love yourself”. The Bible teaches love and forgiveness. Why is it so difficult for some Christian Republicans to put their faith into policy.

Paul Ryan and Immigration

Paul has a problem. He may want to actually want to work out some type of reasonable compromise on immigration but Republican politics on immigration favor fear and hatred of hispanic’s.  Amnesty is a Republican dirty word but happens to be one of the right solutions to the problem. Most Hispanic‘s do not vote for Republicans. I wonder why?

—-Posted from Kindle

 

Fiscal Cliff is the creation of our own politicians.

079 Capitol Hill United States Congress 1993
079 Capitol Hill United States Congress 1993 (Photo credit: David Holt London)

I don’t know exactly which side is right on the fiscal cliff debate but I do know that the rest of us will suffer and that the members of congress will not suffer significantly.  I would like to see a 100% tax on any income over $250,000 for members of Congress if the they can’t agree on a budget before Christmas.  Maybe the rich bastards in Congress would make an effort to get their work done in a timely fashion if they had a little incentive.

While we are at it, we should eliminate Health Insurance for members of Congress and their families until every American is insured.  Why do the rich members of Congress need such luxuries as Health Insurance?  They have enough money to pay their medical bills without the help of the average taxpayer.